Which Areas Have the Lowest Property Taxes Near Fort Bragg?

When you’re buying a home, one of the most overlooked expenses is property taxes. Even if your mortgage payment seems affordable, taxes can add hundreds of dollars each month to your housing costs. For military families and first-time buyers near Fort Liberty (Fort Bragg), understanding local property tax rates can make a big difference in choosing where to live.

116 Independence Dr. Raeford, NC 28376

Property Taxes by County Near Fort Bragg

Here’s how some of the most common areas stack up:

Hoke County (Raeford)

• One of the lowest property tax rates in the region.

• Popular with buyers who want newer construction homes and don’t mind a slightly longer commute to base.

• Families often choose Raeford for the combination of lower taxes and suburban living.

Cumberland County (Fayetteville & Hope Mills)

• Higher property taxes compared to Hoke County.

• Fayetteville is the largest city near Fort Liberty and has the most amenities and closest commute.

• Hope Mills falls in this county as well, offering a balance of affordability and convenience.

Harnett County (Spring Lake, Anderson Creek)

• Rates are generally moderate, lower than Cumberland in many areas.

• Popular with buyers looking for gated communities like Anderson Creek Club.

• Commutes vary, but many Harnett homes are within 20–30 minutes of post.

Sampson County

• Known for very low property taxes, but farther from Fort Liberty.

• More rural setting—ideal if you want land and space, but less convenient for daily commuting.

Why Property Taxes Matter

• Monthly payments – Even if your home price is the same, higher taxes can increase your mortgage payment significantly.

• Affordability – Lower taxes may help you qualify for more home within your budget.

• Investment value – Homes in low-tax areas may be more appealing to future buyers and renters.

Frequently Asked Questions About Property Taxes Near Fort Liberty

1. Which county has the lowest property taxes overall? Sampson County generally has the lowest, followed by Hoke County.

2. Are property taxes included in my mortgage payment? Yes—your lender typically collects taxes and insurance as part of your monthly payment (escrow).

3. Do property taxes go up every year? They can. Counties reassess property values periodically, and rates can change depending on local budgets.

4. Can I get a property tax exemption as a veteran? Yes. Disabled veterans in North Carolina may qualify for a property tax exclusion on part of their home’s value.

5. Should I choose my home based on property taxes alone? Not always. While taxes are important, you’ll also want to factor in commute times, resale value, schools, and lifestyle.

👉 If you’re comparing areas around Fort Liberty and want to see how taxes affect your monthly payment, I can break it down for you—before you make an offer.

📲 Call/text me at 910-916-9315 or email cassie@birchandbeamrealty.com to get started.

And remember—Close with Cassie.